Legal
Legal information
The website located at URL "www.grameen-credit-agricole.org" is published by Crédit Agricole S.A.A Société Anonyme with share capital of 5,009,270,616 euros
Registered office: 91-93 boulevard Pasteur - 75015 Paris
Registered with the Paris RCS under SIREN number 784 608 416
Individual VAT identification number: FR 77 784 608 416
A credit institution established under French law and governed by articles L.511-1 et seq. of the French Monetary and Financial Code, approved by the Comité des Etablissements de Crédit et Entreprises d’Investissement (CECEI, 39 rue Croix-des-petits-champs – 75001 Paris) and registered with the Association Française des Etablissements de Crédit et des Entreprises d’Investissement (AFECEI).
Publication Manager: Georges Pauget, Chief Executive Officer of Crédit Agricole S.A.
Editorial Manager: Jean-Luc Perron, Head of Microfinance Mission
Editor-in-Chief: Thierry Marotine, Senior Project Officer
Web host: Progica S.A.S. - 91-93 Bd Pasteur 75015 Paris - France
Tel. +33 1 57 72 71 01 - http://www.grameen-credit-agricole.org
Contact:
>> Webmaster
Design and production: Plan Créatif Bees'net, 10 rue Mercoeur, 75011
Paris - France
>> www.beesnet.fr
General conditions of use
Persons accessing this site and the information it contains acknowledge that they are familiar with these general conditions of use and agree to abide by them. Crédit Agricole S.A. reserves the right to change this notice at any time. Users therefore undertake to consult it on a regular basis.
Conditions of access and use
This website is governed by French law
Most of the content and services on this website is offered in French
and in English. In the event of a dispute, the French version shall prevail.
This website is an informational site intended for customers and non-customers
of Crédit Agricole and Grameen. The products and services presented on
this site are intended to be offered and used in accordance with the applicable
contractual conditions and fees.
Users are hereby notified that use of the internet does not guarantee
the confidentiality of any correspondence; they are responsible for taking
appropriate measures to protect their personal data and/or software.
Information made available to users
The content made available on this website is provided for information
and is subject to change without notice.
Crédit Agricole S.A., the publisher of this site, makes every effort to
offer users quality information and/or tools, but cannot be held liable
for any direct or indirect damages that may result from accessing or using
this website.
While every effort is made to prevent their occurrence, certain risks
are associated with the electronic transmission of information, including
delays, omissions or inaccuracies. Crédit Agricole S.A. therefore cannot
guarantee the accuracy, reliability or completeness of information appearing
on this site and declines any liability for any errors, unavailability
of information and updates, inaccuracies and/or the presence of a virus
when accessing this website.
This site includes information supplied by outside companies, as well
as hypertext links to sites that have not been developed by Crédit Agricole
Group companies. The existence on this site of a hypertext link to another
website does not constitute approval of such other website or its content.
Consequently, users are responsible for using the information presented
on such sites critically and discerningly. Crédit Agricole S.A. declines
all liability for any information, opinions or recommendations provided
by such third parties.
Likewise, Crédit Agricole S.A. cannot be held liable for any wrongful
use of the website by the person accessing the site or in the event the
site should become temporarily unavailable due to force majeure, technical
maintenance or a technical incident of any kind whatsoever.
The user is solely responsible for the use of information appearing on
this site and for any consequences arising therefrom, including with respect
to decisions made and actions undertaken on the basis of such information.
Requests for information
Banking products and services: The request will be handled by the Crédit Agricole SA
Pricing
Access to this site is free, apart from the telephone communication charges levied by internet service providers, which are billed directly by operators.
Use of cookies
Users of this website are informed that, when they access the site, information may be temporarily stored in their computer’s memory or hard drive in order to facilitate browsing on the website. Users of this site acknowledge that they have been informed of this practice and how they can contest it.
Intellectual property
This website shall be regarded as an indivisible whole. This website
and all the materials it contains, including but not limited to information,
data, text, sound, images, drawings, graphics, distinctive symbols, logos,
and brands, are the sole property of Crédit Agricole S.A. or its partners.
All of these materials are governed by the provisions of the intellectual
property code and, as such, are protected from any use other than that
authorised by law or by these conditions of use. Copying such material
is authorised only for information purposes and/or for making copies or
reproductions for strictly private and personal use.
Copying, displaying or sharing all or part of the content of this site
for any other purpose, by any means whatsoever, is prohibited. Any breach
of this rule shall constitute an infringement and may carry civil and
criminal penalties.
It is strictly forbidden to use or copy the name "Crédit Agricole"
and "Grameen" and/or their logos, individually or together,
for any purpose whatsoever, and in particular for advertising purposes,
without the prior written consent of Crédit Agricole S.A.
Likewise, downloading or copying software or other information from the
www.grameen-credit-agricole.org site shall not transfer the ownership
rights to said software or information. Copying such software or other
information either in whole or in part, transmitting it, whether electronically
or by other means, and modifying it are strictly prohibited. Using the
www.grameen-credit-agricole.org site for public or commercial purposes
without the prior written consent of Crédit Agricole S.A. is also prohibited.
Photo credits
Diane Bondareff
Tapas Banerjee
Michael Foley
Jean-Bastien Lagrange
Mohammad Rakibul Hasan
Corjan Rink
Aizada Subanbekova
Video credits
Olga Prud’homme
FARM (Fondation pour l’Agriculture et la Ruralité dans le Monde)
Market Place
Grameen Bank and Crédit Agricole S.A.
Hypertext links
The existence on this site of a hypertext link to other websites does not constitute approval of such websites or their content; the publisher of this site, Crédit Agricole S.A., declines any liability in this respect. All hypertext links to this site require the express prior consent of Crédit Agricole S.A., which reserves the right to remove such links at any time.
Data protection
Persons who use this website may provide personal data to Crédit Agricole S.A. when they fill in forms or questionnaires on the site. Such data may be processed, automatically or otherwise, within the meaning of the Data Protection Act (Act No. 78-17 of 6 January 1978), under the conditions associated with each form or questionnaire.
Party responsible for data processing; purposes
Personal data collected from this site are collected by Crédit Agricole S.A., the publisher of the site, in its capacity as the party responsible for data processing. It will be used for the following purposes: responding to requests for information, collecting statistics and prospecting.
Information on use and collection of data
You are not required to answer any of the questions you are asked. Information
fields that must be filled in are identified by an asterisk.
By completing the forms or questionnaire, and notwithstanding your right
to request otherwise under the conditions defined below, you agree that
your data and any updates thereto may be sent to the Crédit Agricole Regional
Bank in the user's area or by the Regional Bank that the user already
deals with in order to respond to your request for information.
How to exercise your rights
Under the law, you have the right to access and edit information that
concerns you and to request that it not be processed by sending an e-mail
to the webmaster.
You have the right to refuse that your data be sent to third parties or
that it be used for commercial purposes by the party responsible for data
processing, under the conditions set forth above.
Use of your personal data for prospecting purposes
In accordance with the applicable regulations, any solicitation by automatic
calling machines, e-mail or fax, and the sale or rental of your personal
data for prospecting purposes using these methods shall be carried out
only after securing your prior consent to receive such solicitations through
such channels and/or to the sale of your data. If you agree to receive
such solicitations by checking the boxes indicating your acceptance and
that are provided for this purpose on this site, you may at any time revoke
such consent, and each e-mail solicitation sent to you will offer you
the option to stop receiving any further solicitations by email.
Any solicitation made by letter or by telephone not using automatic calling
machines may be carried out only after you have been given the opportunity
to refuse such solicitation before final validation of your answers (when
your mailing address and telephone number are collected). If you do not
object to receiving such solicitations by checking or unchecking the boxes
provided for this purpose on this site, you may at any time and without
cost to you exercise your right to refuse under the conditions set forth
in the section entitled "How to exercise your rights".
Cookies
We would like to store a cookie in your computer. A cookie allows us to identify you; it also stores information about your computer's browsing history on our site (the pages you consulted, date and time of visit, etc.), which we can see during subsequent visits. This information is stored in your computer for one year. We hereby inform you that you may refuse our cookies by configuring your browser as follows:
Mozilla Firefox:
1. Select "Tools" then "Options"
2. Click on the "Privacy" icon
3. Find the "cookie" menu and select your options
Microsoft Internet Explorer 6.0 and above:
1. Select the "Outils" (or "Tools") menu, then "Options
Internet" (or "Internet Options").
2. Click on the "Confidentialité" (or "Confidentiality")
tab
3. Select the desired level with the cursor.
Microsoft Internet Explorer 5: 1. select the "Outils"
(or "Tools") menu, then "Options Internet" (or "Internet
Options").
2. Click on the "Sécurité" (or "Security") tab
3. Select "Internet" then "Personnaliser le niveau"
(or "CustomLevel")
4. Under "cookies", select your option
Netscape 6.x and 7.x:
1. Select "Editing">"Preferences"
2. Confidentiality and security
3. Cookies
Netscape Communicator 4.x:
1. Select "Change">"Preferences"
2. Click on "Advanced"
3. "Cookies"
Opera 6.0 and above:
1. Select "File">"Preferences"
2. Privacy
Security
We want to protect the quality and integrity of your personal data. The security technologies and policies that we apply protect your personal data from any unauthorised access and any wrongful use. The people who have access to your data are required to protect the privacy of the users of this site and to keep their personal data confidential.
